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The transactions we've processed with dmci have been flawless because of Emmeline (of Have Homes). We always get her VIP treatment. We are not millionaires and yet we are treated like royalty. She is an obvious expert and knows the ins and outs of the purchase process. She is very entertaining and informative too. She makes every appointment with her something to look forward to. .."
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Unit Owners of Asteria Residences and Infina Towers
Making important decision can be a daunting task. There  is always fear and possibility of what might happen.  Having Emm  (of Have Homes) as our broker is a great relief.  She will try to understand your needs and financial capability, find the right opportunities and help you make the right decision.  She is honest and dependable and addresses your issues and inquiries with speed and confidence."
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​(Unit Owners of Lumiere Residences)

​​Most people, if not all, dream to own a home of their own.  I dreamt of that too, but I was intimidated by the sheer financial responsibility and the administrative work that comes with it.  Emm  (of Have Homes) really helped me kick start my dream to be real. I know that with Jesus’ help, it will be realized in no time. The good thing is, Emm can do this for you too."
Kukai Menez
​​(​Unit Owner of Brio Tower)
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Top 4 Reasons Why Investing in Real Estate During a Pandemic is Your Best Move

2/7/2022

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Author

Hi!  I'm Emmeline Garingalao.  You may call me Emm.  I am a licensed Real Estate Broker in the Philippines helping people find their dream home in the easiest way possible since 2007. 

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There's no doubt that the past two years made us hyper-focused on our finances—either finding new ways to generate more income, building a solid financial foundation, or investing in various branches for income growth. Today, we'll be focusing on why it's smart to take the plunge and start investing in real estate property now.

Various areas in our lives have been affected by the COVID-19 pandemic, including our finances. And with all the uncertainties still floating in the air, informed buyers are taking advantage of the special promos, discounts, and flexibility of terms currently being offered by real estate developers. The ancient proverb, “Fortune favors the brave,” comes to mind.

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Of all the possible investments that one can choose, real estate has to be one of the best there is. It allows you to earn while you sleep through rental income, it is a means of safeguarding the value of your money from the high inflation rates, and it is a great way to diversify one's portfolio. Above all, real estate values will rise in the long term so when real estate prices rise, your wealth expands along with it—that is if you have invested!  Hence the rich gets richer.

Why You Should Invest in Philippine Real Estate During the Pandemic
Reason #1: It's a Solid Investment During an Uncertain Time
The current state of the economy calls for a more solid investment, where your money is safer and more stable in case the economy goes into a downturn.  There is just no other investment out there as stable as Philippine real estate at this time.  If you think you cannot handle the severe ups and downs of stocks or cryptocurrencies, real estate is your best bet.
Reason #2: There are Numerous Benefits for Buyers
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Like I’ve mentioned above, during this pandemic, developers are offering really good deals to buyers.  If you invest in a property now, you get to enjoy special promos, discounts, and flexible terms that are not normally being offered when there is no pandemic.  On top of that, banks are also offering low interest rates—making it easier for you to secure your dream home without the big cash out.

 Reason #3: It's a Great Way to Diversify Your Portfolio
Diversifying your portfolio is important to somehow cushion your exposure to risks—protecting you from the fluctuating market of different investment instruments. As the old saying goes, “Put your eggs in different baskets.”  So, when one of the baskets is unsuccessful, you still have your other earning baskets.  Diversifying portfolio not only applies during this pandemic though. It applies all the time.
Reason #4: It's a Sound Financial Move
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Relying solely on a single source of income would make you one step away from poverty.  Take away that one source of income, you'll end up with no roof over your head and no food on the table. Unfortunately, this scenario is very common in the Philippines during this pandemic.  So many were laid off by their employers.  Unemployed with no second source of income.

Investing in real estate would allow you to have multiple streams of income. This would not only protect you from unforeseen events like this pandemic, but would also allow you to retire early, and enjoy life to the fullest.

The Bottom Line: Investing in Real Estate Especially During a Pandemic is a Smart Financial Move
While some people are hesitant to take this big financial move, investing in real estate is definitely worth it. It's a great way to bring financial stability and growth in the middle of uncertain situations.
 
Start investing now.  Invest in what you can afford—whether it's a condo, a townhouse, or a house and lot. Take advantage of the special promos, discounts, and flexible terms being offered during this pandemic and build your nest egg for your future. Do it for yourself and your family. You will thank yourself 5 years from now.
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